Investment Review

An objective assessment of your risk tolerance and a complete review of existing investments held.

Taxation Review

A review of the opportunities and threats created by taxation rules in relation to investments, pensions and retirement planning. We will ensure your plans continue to be tax effective. The Financial Conduct Authority does not regulate taxation advice and trusts.

Pensions Review

A review of existing pension arrangements, along with an assessment of the viability of value added strategies such as Self Invested Personal Pension Plans (SIPPs), Family Pension Trusts etc.

Retirement Planning

Guidance on how best to use the pension funds you have available to generate income in retirement, including conventional annuity purchase, investment linked annuities, capital protected annuities, impaired life annuities and drawdown.

Protection Review

An assessment of any life or health protection policies in place, the level of cover provided and any identified shortfalls.

Estate Planning

An assessment of the impact of Inheritance Tax on your estate, with recommended solutions to mitigate this. The Financial Conduct Authority does not regulate taxation advice and trusts.

Long Term Cash Flow Planning

The creation of a detailed long-term plan taking into account existing assets and both current and possible future expenditure.

Other professionals

We recognise that in certain circumstances independent specialists may be required to protect and strengthen your financial plan. Over time we have developed strong relationships with a number of professional organisations. We will be pleased to introduce you to these specialists at the appropriate time.